Prepaid Debit Card | Visa Prepaid Debit Programs
This prepaid debit card carries both the Visa and debit logos. These Visa prepaid pay cards insure that spending cannot exceed the account balance you have loaded via direct deposit. If you do not have a bank account and want the benefit of safety, convenience and prestige then Prepaid Debit Card USA could be for you.
What are the costs of Prepaid Debit Cards and Prepaid Card Programs.
For most employer debit card programs, Visa prepaid cards are of little to no cost for individuals and no cost for the employer debit card program. If workers have no credit or don't have a bank account, they can still apply for prepaid pay cards as long as you the employer or benefit provider offers direct deposit. The prepaid debit cards have no enrollment, no activation, no loading and no monthly or annual debit card fees.
What benefits do prepaid debit cards have?
What are the requirements to get a pre-paid debit card?
How much does the prepaid debit card cost cardholders?
Prepaid Debit Card USA offers free enrollment and no monthly or annual fees for cardmembers. There is no cost to load the pre-paid cards via direct deposit. You can make purchases and get cash back by using your PIN at POS locations for no charge. Prepaid Debit Card USA does not have employer set up charges for standard prepaid card programs with less than 100% annual employee turnover rates. We offer "funding prepaid debit card accounts" for employers who need to get money onto an employee card in real time. The prepaid pay cards are an ideal solution for employee pay, commissions, termination pay, expense reimbursements and per-diem payments.
You can apply for the prepaid debit card without a credit check or any bank account requirements. Prepaid Debit Card USA does not report to the credit bureau and the prepaid cards can be a great tool even if you have bad credit or no credit. You must completely fill out the enrollment form to receive a debit card. Your signature, direct deposit information and employer details are required and you must be a US resident with a valid social security number. We will not mail out any debit cards outside of the United States. You must have to ability to load funds through existing payroll onto the prepaid cards via direct deposit. Typically debit cards are loaded on your pay date by your employer or government benefit program such as social security and tax refunds.
When you receive your prepaid card, you will get instant access to your pay on first thing on payday without having to stand in line. This debit card will save you money because you will not have to pay check cashing fees or even bank account charges. You can use the pay cards to get your cash at low or no cost through thousands of MoneyPass ATMs or Cash-Back at most large retailers and grocery stores. You can make signature and online purchases with the PayCard. Even people with good credit get a prepaid card to budget money or use in place of normal credit cards when making online purchases for extra security. You can pay your bills that accept debit cards.
Please feel free to call Prepaid Debit Card USA toll-free with any employee or employer questions, enrollment materials for the reloadable debit cards, or if you require additional information.
This pay card is issued by Elan Financial Services. MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license. Prepaid card is available to U.S. residents only. Issuance of paycards is subject to identity verification.
- There are both Visa and MasterCard employer prepaid debit card programs.
- The cards are pre-paid and do not require credit checks.
- We offer free prepaid card enrollment forms.
- The pre-paid debit card can reduce costs for both employers and employees.
- Having paycheck amounts loaded via direct deposit onto the prepaid Visa is free.
- This debit card is pre-paid and is also a PIN-based card so it can be used at virtually any ATM.
- There are no monthly debit card